In the world of convenience, people resort to different and convenient ways of spending. One such instance is the debit card which replaces cash. It is so convenient and so handy that all it takes is a very little space in your wallet and just swipe to pay. Debit cards are now replacing hard-cash in anybody’s wallet just because of its convenience feature. Moreover, it can be used for online transactions too just the way you use your credit cards.

Well, when we apply for our debit cards, the banks send us the PIN number along with the new card. Of course we are a little too careful while tearing up the PIN. However, we can to be careful while using the debit-card also. Debit cards are very attractive to would-be thieves because immediate cash is always more desirable than goods on a credit card. Here are some additional, simple steps for you to take to protect your PIN (personal identification number).

1. Never share the PIN with anyone. Do not share the PIN with anybody. Regardless of you sharing your PIN with your dear and near ones whom you trust, others might just come to know about the PIN if the person who uses on behalf of you is a little careless.
2. Never give out your PIN in response to e-mail or telephone requests. As you know, phishing will help those prying credit card thieves fish out your card information. Your debit card is not safe either. Look out for certified security logos on the pages while making payment which helps you make sure that you are safe. Also, the “https:” on the title bar will ensure that your payment details are encrypted.
3. Shield your PIN when using it. Cover your actions while typing your PIN in the ATMs or while making purchases. People can just look at everything. Well, we can’t take them for granted can we? Shielding your PIN will shield your bank account from leaking out of cash.
4. Choose a PIN password that is not obvious. Do not just use combinations of birth dates, anniversaries, etc. as your PIN number. Make combination’s which are difficult for people to think about while at the same time that stays in your mind.
5. Do not write your PIN down on the card, ever. Yes, people are not all that stupid to forget their PIN numbers. But, writing on the back of your card doesn’t make any sense as anybody can view it. If you must write it down, please write it somewhere where you know that it is – not on the back-side of your card.
6. Vary your PIN on different cards. Varying your PIN on different cards will help in case you lose your wallet completely. It makes using your cards a difficult task for those thieves.
7. Contact your bank immediately if your card is stolen or lost. Report your loss of card to your bank immediately. Failure to do so will give ample time for anybody to misuse your card.
8. Be proactive. If you suspect any fraudulent activity using a card still in your possession, apart from notifying the bank and the police, have your PIN changed immediately.